01
Card payments
Fast, familiar checkout for every screen.
Accept Nigerian cards with smart retries, tokenization, and clear payment status from authorization to settlement.
Explore productServapay products
Every way tomove naira.
Build collections, accounts, payouts, and card experiences on one dependable infrastructure layer designed for Nigerian commerce.
Today's volume
₦28.4m
Card collection
₦12,840,000
Bank transfer
₦9,275,500
Instant payout
₦6,284,500
Complete payment stack
Choose one product.Grow into the rest.
Every product shares the same customer records, API keys, webhooks, reporting, and naira ledger.
02
Virtual accounts
A unique account number for every customer.
Generate dedicated or temporary accounts and reconcile incoming bank transfers without manual matching.
Explore product03
Instant payouts
Move naira to Nigerian banks with confidence.
Send single or bulk payouts with status visibility, automatic retries, and beneficiary verification.
Explore product04
Naira cards
Programmable cards your team can control.
Create virtual cards with spend limits, merchant rules, and instant freeze or unfreeze controls.
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Reconciliation
One ledger that always tells the full story.
Track collections, fees, refunds, settlements, and payouts from a unified transaction timeline.
Explore product06
Risk controls
Stop suspicious activity without slowing growth.
Combine velocity rules, device signals, and adaptive verification into one configurable risk layer.
Explore productCollect with confidence
A checkout built for how Nigerians pay.
Let customers choose cards or bank transfers while Servapay handles routing, verification, retries, and transaction status.
Mobile-first checkout
Automatic reconciliation
Saved payment methods
Real-time webhooks
Recover more successful payments.
Intelligent retries use issuer behaviour and network response data to choose the right moment and route for another attempt.
Recovery statusSuccessful
Payout flow
01
Verify beneficiary
Account confirmed
02
Route transfer
Best rail selected
03
Deliver naira
₦540,000 sent
Reliable payouts
Send naira at the speed of business.
Pay vendors, creators, customers, and internal teams across Nigerian banks from one balance and one API.
Verified beneficiaries
Automatic transfer retries
Live delivery notifications
One integration, every product
Build your ideal payment stack.
Start with the product you need today and add the rest without rebuilding your integration.