i
Card payments
Fast, familiar checkout for every screen.
Accept Nigerian cards with smart retries, tokenisation, and clear status from authorisation through to settlement.
The suite
Every way tomove naira.
Six products on one infrastructure layer, sharing the same customer records, API keys, webhooks, reporting, and naira ledger.
Today's volume
₦0.0m
Card collection
₦12,840,000
Bank transfer
₦9,275,500
Instant payout
₦6,284,500
IOverview
Choose one product.Grow into the rest.
Nothing has to be rebuilt when you add the next piece. Every product below is reached through the same keys and reported on the same ledger.
ii
Virtual accounts
A unique account number for every customer.
Generate dedicated or temporary accounts and reconcile incoming bank transfers without manual matching.
iii
Instant payouts
Move naira to Nigerian banks with confidence.
Send single or bulk payouts with status visibility, automatic retries, and beneficiary verification.
iv
Card issuing
Programmable cards your team can control.
Create virtual naira cards with spend limits, merchant rules, and instant freeze or release controls.
v
Reconciliation
One ledger that tells the whole story.
Track collections, fees, refunds, settlements, and payouts from a single unified transaction timeline.
vi
Risk controls
Stop suspicious activity without slowing growth.
Combine velocity rules, device signals, and adaptive verification into one configurable risk layer.
IICollect
A checkout built for how Nigerians pay.
Let customers choose cards or bank transfers while Servapay handles routing, verification, retries, and status.
Mobile-first checkout
Built for the devices your customers actually use.
Automatic reconciliation
Every transfer matched without manual work.
Saved payment methods
Returning customers pay in a single tap.
Real-time webhooks
Your systems learn the outcome immediately.
Recover more successful payments.
Intelligent retries use issuer behaviour and network response data to choose the right moment, and the right route, for another attempt.
Recovery rate84%
IIIIssue
Cards your team controls, down to the merchant.
Issue programmable naira cards in seconds. Set spend limits, lock a card to a single merchant, and freeze or release instantly.
Per-card spend limits
Daily, monthly, or lifetime caps.
Merchant category locks
Restrict where a card can be used.
Instant freeze
Stop a card in a single API call.
Real-time authorisations
Approve or decline with your own logic.
Payout flow
01
Verify beneficiary
Account confirmed
02
Route transfer
Best rail selected
03
Deliver naira
₦540,000 sent
IVMove
Send naira at the speed of business.
Pay vendors, creators, customers, and internal teams across Nigerian banks from one balance and one API.
Verified beneficiaries
Automatic transfer retries
Live delivery notifications
One integration
Build your ideal payment stack.
Start with the product you need today and add the rest without rebuilding your integration.